Universal Branch Codes for All Banks in South Africa
Instead of trying to find your bank account specific branch code, use the universal branch code designed to offer you convenience of making eft payments.
All top banks in South Africa have a registered universal branch code for customers to use for making payments, and it always reaches the correct account.
And the best part, most banking apps defaults to the universal codes nowadays, making the process even simpler for you.
Bank | Universal Code |
ABSA Bank | 632 005 |
Bank of Athens | 410 506 |
Bidvest Bank | 462 005 |
Capitec Bank | 470 010 |
FNB | 250 655 |
TymeBank | 678 910 |
Investec | 580 105 |
Nedbank | 198 765 |
SA Post Bank (Post Office) | 460 005 |
Standard Bank | 051 001 |
Discovery Bank | 679 000 |
Key Benefits of Using Universal Branch Code
Identification: The universal branch code is part of the bank’s identification system. The bank will have a 6-digit unique code, which makes it easier for customers to process transactions and ensure they are routed correctly.
Use in Transactions: When performing transactions such as wire transfers or direct deposits, the branch code is often required along with the account number.
Locating the Code: You can find your bank’s universal branch code on the bank statements, online banking platforms, mobile apps, or by contacting the bank directly.
International Transactions: For international banking, a SWIFT code is more commonly used. This code identifies not just the bank but also its country, city, and branch.

In fact, the other day I was buying a car from Swaziland. I had to make a payment right away while the seller waited for their money. It was a bit of a hassle to find the branch code of a foreign banking account. So I used the universal branch code to process the payment.
And guess what – the payment went through instantly, FNB to FNB.
The Importance of Branch Codes
Accuracy in Transactions: Using the correct branch code means your EFT payments are routed correctly, saving you from the troubles of misplaced transactions.
Speedy Processes: Incorporating the accurate universal branch code accelerates the transaction process, helping you save precious time.
Seamless Online Banking: Whether you’re transferring money online or setting up debit orders, using the appropriate branch code guarantees a hassle-free experience.
How to Find the Right Branch-Specific Code?
Wondering how to find the correct branch code? The process is incredibly simple.
Here’s how you can go about it:
- Bank Official Website: Visit the official website where they have a dedicated section listing all the branch codes.
- Mobile Banking App: Use the Bank’s mobile banking app, which offers information about different branch codes at your fingertips.
- Customer Support: When in doubt, you can always reach out to Bank’s customer support for guidance.
In the banking ecosystem, branch codes are much more than a set of numbers; they are the significant identifiers that ensure your money reaches the right destination. Universal branch codes are a series of specific numbers associated with each branch and are integral in this process.